There are people whom you have known or met who have a powerful quality to them; they know themselves, they seem comfortable in their own skin. They may be shy or outgoing, but in either case they don’t appear to be flustered or thrown off balance in a fundamental way very easily, and even when they are, they regain their equilibrium quickly and continue on. They are the same person across many situations.
In times of economic trouble, many people find themselves having to cut into their pleasures.
Near the beginning of the movie Butch Cassidy and the Sundance Kid, Butch Cassidy is challenged to a knife fight by another member of his Hole-in-the-Wall Gang. Stalling for time, Butch approaches him to discuss the rules. "Rules? In a knife fight?" the challenger asks incredulously—and while his guard is down Butch disables him with a kick below the belt. This scene always struck me as an accurate assessment of the value of rules.
For most of man's existence on Earth, the universe has been anything but benevolent. Famines, floods, and earthquakes have destroyed whole populations. The plague ravaged Europe during the Middle Ages. Even in the nineteenth century, two out of three people died as children. On the frontier, starvation was not that uncommon after a long winter or a drought.
The entrepreneurial spirit is the spirit of enterprise: ambition to succeed, initiative in taking action, alertness to opportunity.

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